In April 2025, the French real estate market continues to show signs of gradual recovery. Between rising prices, confirmed decreases in mortgage rates, and new public measures, the real estate sector in France is experiencing a positive dynamic, although with regional contrasts. Here is an analysis of the current real estate situation, with useful forecasts to anticipate your buying or selling projects. Whether you're a seller, buyer, or investor, discover the real estate trends to watch this spring 2025.
Recent Developments in the French Real Estate Market in 2025
The French real estate market in April 2025 is marked by price per square meter consolidation, a gradual increase in transaction volumes, and more favorable financing conditions for buyers.
Real Estate Prices per Square Meter in April 2025
From January to March 2025, the French real estate market showed signs of recovery after a period of strong fluctuations in previous years. An upward trend seems to be emerging in April 2025, but property values still vary significantly across regions, with differentiated price changes between major cities, rural areas, and medium-sized towns.
At the national level, the average price per square meter for existing apartments stands at around €3,400, a slight increase compared to previous months. This price trend remains moderate, reflecting renewed confidence and more flexible financing conditions.
In major cities, disparities persist:
The average property price in Paris is around €9,400/m². With more favorable credit rates, Parisian prices remain high and stable.
In Lyon, the average price per square meter hovers around €4,400/m², after a correction observed in 2024. The metropolis is regaining interest, especially in its outlying districts.
In Marseille, the market remains dynamic, with an average property price of €3,600/m², driven by demand for homes with outdoor spaces and the growing attractiveness of the South region.
Regional comparisons show territories where prices are slowly rising (Occitanie, Pays de la Loire), while others that were previously under pressure (Île-de-France, PACA) are experiencing a stabilization phase.
The price index published by notaries and real estate data platforms confirms a certain heterogeneity in the market. Property costs remain closely tied to location, but also to property type (new/old, house/apartment) and overall condition.
In summary, March and April 2025 mark a transition: while some buyers remain cautious in certain areas, the drop in credit rates has started to impact demand in recent months, with overall consolidation and rising prices in some attractive residential and employment areas.
Real Estate Transaction Volumes in April 2025
Real estate transaction volumes have fluctuated significantly in recent years. After peaking at 1,200,000 transactions in 2021, this figure dropped to 875,000 in 2023 and under 800,000 in 2024. However, a rebound is observed in 2025, with a rise in sales, especially for new housing, supported by improved credit conditions and the extension of the 2025 PTZ to the entire country and to single-family homes.
Mortgage Rates in April 2025
Mortgage rates continue the downward trend recorded over the past six months, making homeownership more attractive for borrowers. According to Cafpi data, the best negotiated rates in April 2025 are as follows:
10 years: 2.77%
15 years: 2.80%
20 years: 2.89%
25 years: 2.95%
This downward trend is also confirmed by other sources, indicating that average 20-year rates could head towards 3% by the end of 2025, thus facilitating real estate purchase projects.
Impact of Government Decisions on the Real Estate Sector in 2025
Extension of the Zero-InterestLoan (PTZ 2025) Nationwide Since April 1
This is not an April Fool’s joke! The Zero-Interest Loan (PTZ), a key measure to support homeownership, was indeed extended in 2025 to cover the entire French territory. Previously limited to certain zones, the PTZ is now available for the purchase of new housing throughout France, including single-family homes, thus providing increased opportunities for first-time buyers. This measure aims to facilitate homeownership and revive the new housing market.
Adjustments to Notary Fees, or Transfer Duties (DMTO)
Transfer duties (DMTO), commonly referred to as "notary fees," have also been modified in 2025. Departments now have the option to raise the maximum DMTO rate from 4.5% to 5.5%, a measure intended to offset tax revenue losses linked to the real estate market slowdown. This potential increase may slightly impact the total cost of a property acquisition.
Exemption of Transfer Duties for Family Donations
Conversely, to stimulate the housing market, the government introduced an exemption from transfer duties for family donations. Cash gifts up to €100,000 per donor, with a cap of €300,000 per recipient, are now exempt from inheritance tax, provided the funds are used to purchase, renovate, or build a primary residence. This measure encourages intergenerational solidarity and facilitates homeownership for young households.
Tax Reforms Concerning Non-Professional Furnished Rentals (LMNP)
The tax regime for Non-Professional Furnished Rentals (LMNP) underwent significant changes in 2025. From now on, depreciation deductions made over the years must be reintegrated into the calculation of taxable capital gain upon resale of the property. This reform aims to rebalance the rental market by reducing the tax advantages of furnished rentals, often used for short-term rentals, to the detriment of long-term rentals.
These legislative measures reflect the public authorities' desire to adapt real estate taxation to market realities while promoting homeownership and regulating rental investment practices. It is therefore essential for market players—buyers, sellers, or investors—to stay informed of these changes to optimize their strategies and real estate decisions.
Real Estate Market Forecasts in France for 2025
The French real estate sector remains in recovery mode in April 2025. Influenced by various macroeconomic, political, and social factors, the market is supported by falling rates and some recovery measures, but remains sensitive to an uncertain geopolitical context. Here are some real estate forecasts for the rest of 2025.
Outlook on Interest Rates and the Economy
The evolution of the real estate market in 2025 will largely depend on interest rate fluctuations and the overall economic situation.
Impact of Interest Rates: The decline in mortgage rates is slowing in April 2025 but stabilizing. After an average of 3.67% in 2024, rates could reach a 3.03% annual average in 2025 and potentially 2.75% in the fourth quarter, which already corresponds to the best market rates for a 10-year loan with a strong application. Credit accessibility is improving, stimulating real estate demand.
Inflation: Inflation is expected to stabilize below 2% by the end of spring 2025 and could hover around 1.70% by year-end. Moderate economic growth, with a forecast of 0.7%, could support households’ purchasing power restored by lower borrowing rates than in 2024.
Forecasts for the Real Estate Market in Q2 2025
Optimistic Scenario: A continued decline in interest rates, combined with controlled inflation, could boost household confidence and reignite real estate investment.
Moderate Scenario: A stabilization of interest rates and moderate economic growth would keep the real estate market balanced, with no significant price fluctuations.
Pessimistic Scenario: A rebound in interest rates or a worsening economic situation would reduce purchasing power, dampening demand and increasing pressure on real estate prices.
Tips for Home Sellers in April 2025
Selling a property in April 2025 can be an excellent opportunity, provided the right practices are adopted. In a context of gradual market recovery, buyers are still demanding regarding property quality and price per square meter trends. Here are some tips for sellers to optimize every stage of the sales process—from preparation to negotiation strategy, including property enhancement.
Prepare Your Property for Sale: First Impressions Matter
A successful sale starts with a carefully prepared property. In 2025, buyers primarily seek functional, well-maintained homes where they can easily imagine living. Preparing the property is thus a crucial—though often overlooked—step.
- Before publishing your ad, make sure all mandatory diagnostics are completed and up to date: energy performance (DPE), electricity, gas, asbestos, etc. Poor DPE ratings are penalized in 2025 with rental bans for thermal sieves: this should be considered to attract investors or buyers looking to rent. This step, beyond legal compliance, provides reassurance and increases transparency.
- Aesthetic improvements can also make a big difference: repaint walls and ceilings, fix faulty taps or outdated electrical panels, replace flooring, clean and declutter spaces. Even minor repairs significantly enhance a property's appeal.
- Also, consider home staging: a minimalist and warm decor can greatly increase buyer interest. A pre-sale home inspection by a professional can also help correct any weaknesses before showings. Your Optimhome real estate advisor can even offer a 3D home staging service to help potential buyers visualize the space.
Set a Competitive Asking Price: Not Too High, Not Too Low
Setting the right selling price is a strategic step. A price that is too high slows down the sale, while one that is too low may result in financial loss. The goal is to value your property at the right price. In France this April 2025, prices are slightly rising again—take advantage of this to optimize your profit margin.
Start with a first estimate using our online valuation tool, incorporating your property's specific features. For a more detailed and customized assessment, ask your Optimhome real estate advisor for a professional appraisal.
You'll receive a detailed and personalized value report, based on up-to-date local and national market data. In summary, a solid sales strategy starts with a realistic estimate that attracts buyers while preserving your margins.
Your property has been on the market for months or years without success? Contact your local Optimhome advisor to organize a secure interactive property sale and boost your chances of finally finding a buyer ready to purchase at market value.
Adopt an Effective Sales Strategy
Selling a property in 2025 means more than just posting an ad online: you need a professional, multi-channel marketing strategy.
It starts with a well-written listing featuring a clear and complete description, highlighting the property's strengths, high-quality photos, a video tour, and more. Every detail matters to stand out.
Ask your Optimhome advisor for professional support in creating and distributing your real estate ad. Visibility is key: with Optimhome, your listing appears on top property portals, specialized real estate websites, and social media platforms.
Finally, be ready for a reasoned negotiation. Knowing your limits, staying available, and highlighting your property's advantages are key skills. To finalize the sale under optimal conditions, your Optimhome advisor will support you every step of the way with deep knowledge of the market and buyer expectations.
Advice for Buyers, First-Time Homeowners, and Investors
Succeeding with Your First Property Purchase in 2025
Buying your first home in 2025 requires preparation and a good understanding of available support programs. The PTZ 2025 was extended nationwide on April 1, 2025, now covering new single-family homes and apartments in multi-unit housing.
This loan can fund up to 30% of a house's price and up to 50% for an apartment, depending on the borrower’s income. Moreover, if your parents or grandparents want to help with your down payment, family donations for property purchases are now exempt from transfer duties.
To optimize your homeownership project:
Assess your budget: Run a mortgage simulation to determine your borrowing capacity and monthly payments.
Assemble a solid application with a down payment: Gather required documents like income and savings proof, ideally preparing a minimum 10% down payment.
Choose the right property type: Decide between old and new housing depending on your preferences, budget, and market opportunities.
Secure the transaction and negotiate well: Trust your Optimhome real estate advisor to find the right property, ensure a secure transaction, and negotiate with the seller from initial offer to final deed signing.
Choosing a Good Rental Investment in April 2025
Rental investment remains a sound wealth strategy in 2025, despite the planned end of the Pinel scheme this year. Here are our tips to succeed with your property investment:
Select a strategic location: Prioritize high-demand rental areas, especially tight markets, to ensure optimal occupancy.
Decide on rental type: Choose between furnished or unfurnished based on LMNP tax rules and your investment goals.
Analyze rental yield: Calculate returns by factoring in rent caps, expenses, and potential tax advantages.
Understand tax regimes: Compare real and micro-BIC regimes to find the most advantageous fiscal setup for your situation.
By staying informed on market changes and current incentives, and applying a methodical approach, you’ll maximize your chances of success. Optimhome expert agents will help you find the best investment opportunities and offer a rental management service to simplify your experience as a future landlord.
Conclusion: Key Takeaways on the Real Estate Market in April 2025
The real estate market in April 2025 shows a recovery in prices per square meter and sales volumes.
- Recent interest rate cuts and programs like PTZ 2025 are driving real estate demand.
- Recent tax reforms (DMTO, LMNP, donations) change the rules for both sellers and investors.
- Opportunities are emerging for first-time buyers, rental investors, and well-prepared sellers.
For personalized real estate support and an accurate valuation of your property, contact an Optimhome advisor—your local real estate expert.
Author
Fabrice DOBROWOLSKI - Network Development Director
Optimhome offers you personalized support for your real estate project. Benefit from all my advice, based on several years of experience, to ensure the success of your project.
